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Grain Trailer Finance

Finance a grain trailer โ€” bulk grain tipper, side tipper or chaser bin trailer โ€” for cropping and grain transport across Australia.

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About This Finance

Grain Trailer

Grain trailers move the harvest from paddock to silo or receival site. They include chaser bins, field bins and road-going grain trailers such as tippers and side tippers, used by croppers and harvest contractors.

The big difference with grain is cash flow: income often arrives in a few large payments after harvest. Some agricultural lenders offer seasonal or structured repayments, such as annual or half-yearly payments, to match that. Lenders look at your farm or contracting income over several seasons, not just the last few months.

Tip: time your application well ahead of harvest. Trying to finance a grain trailer a few weeks before the header rolls in leaves little room if a lender needs more information.

Helpful guides: Civil Contractor Trailer Finance: Tippers, Low Loaders and More ยท Trailer Finance Tax Deductions and GST: What Businesses Can Claim ยท Choosing the Right Loan Term for Trailer Finance

  • ✓New and used trailers funded
  • ✓Consumer and commercial options
  • ✓Low doc pathways available
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FAQs

Common Questions

Bulk grain tippers, side tipper grain trailers, chaser bin trailers, grain auger trailers and combination grain transport systems are all funded through agricultural finance.
Yes. Agricultural lenders understand seasonal harvest income and assess income over multiple years rather than a single period.
Similarly, yes. Specialist agricultural lenders are comfortable with grain transport configurations and fund them as standard farm equipment.
Yes. Agricultural contractors who provide grain transport services are assessed through farming income pathways by specialist agricultural lenders.
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